Real Estate Blog for Buyers and Sellers - Sandy Deaton

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The mortgage industry is deploying AI backward

The mortgage industry is deploying AI backward

Lenders that unify policy content and governance before borrower tools can cut search time and reduce compliance risk
What lenders need to ask as they prepare for a multi-credit scoring model environment

What lenders need to ask as they prepare for a multi-credit scoring model environment

Four questions to align pricing, underwriting, compliance and post-lock workflows on a single source of truth
‘Summer House’ Star Danielle Olivera ‘Finally’ Brings Baby Son Aidan Home After He Spent 63 Days in the NICU: ‘Time to Move In’

‘Summer House’ Star Danielle Olivera ‘Finally’ Brings Baby Son Aidan Home After He Spent 63 Days in the NICU: ‘Time to Move In’

“Summer House” alum Danielle Olivera officially has a new roommate: her first-born son, Aidan Santos Heavey, who has finally been welcomed into the family home after spending more than two months in the neonatal intensive care unit. The 37-year-old reality star and her partner, Eoin Heavey, welcomed
1 in 3 Homebuyers Say They Will Drop Their Mortgage Lender Over This Issue

1 in 3 Homebuyers Say They Will Drop Their Mortgage Lender Over This Issue

The major credit-scoring agencies say they're getting with the times, and are urging mortgage lenders to come with them. A study commissioned by Experian earlier this summer showed 1 in 3 prospective homebuyers would walk away from a lender who relied only on older credit-reporting models that don't
Joanna Gaines Reveals Peek Inside Her ‘Favorite Day of the Year’ With Her 5 Kids at Family’s Waco Farmhouse

Joanna Gaines Reveals Peek Inside Her ‘Favorite Day of the Year’ With Her 5 Kids at Family’s Waco Farmhouse

Home guru Joanna Gaines has given fans a glimpse inside life on her sprawling Texas farm as she celebrated her "favorite day of the year" alongside her five children. The 48-year-old "Fixer Upper" icon took to Instagram to document the family's annual Honey Harvest Day at their Waco, TX, property, s
EXCLUSIVE: $18 Million Hotel-Inspired Miami ‘Sky Villa’ Aims To Woo Wealthy Buyers Away From Megamansions With Jaw-Dropping Amenities

EXCLUSIVE: $18 Million Hotel-Inspired Miami ‘Sky Villa’ Aims To Woo Wealthy Buyers Away From Megamansions With Jaw-Dropping Amenities

An extraordinary "trophy" apartment perched atop one of Miami's most luxurious buildings has hit the market for $17.99 million—offering one very deep-pocketed buyer the chance to enjoy the kind of lavish amenities found only in the world's priciest megamansions, but without the demanding upkeep that
Colorado’s AI proposal raises new compliance questions for lenders

Colorado’s AI proposal raises new compliance questions for lenders

MBA says definitions of ADMT and consequential decisions need clearer guidance for creditors
Retirees are experiencing a disconnect between net worth, cash on hand

Retirees are experiencing a disconnect between net worth, cash on hand

Prosperity is far from evenly distributed, and many older Americans are carrying significant debt into retirement
Private Island Mansion With Its Own Helipad and 5 Acres of Seabed Hits the Market in Florida Keys for $16 Million

Private Island Mansion With Its Own Helipad and 5 Acres of Seabed Hits the Market in Florida Keys for $16 Million

An idyllic private island retreat in the Florida Keys that is accessible only by water or air has returned to the market for $16 million, offering up a rare opportunity to enjoy the best of both worlds: "extraordinary privacy" and metropolitan proximity. The beautiful isle sits just a quarter-mile o
New home demand swoons even as sales prices hit a 5-year low

New home demand swoons even as sales prices hit a 5-year low

As new orders weakened in July, the median sales price of a new home fell to $393,800, the lowest level recorded since July 2021
Nevada Wildfire Leaves Path of Destruction With Dozens of Homes Destroyed

Nevada Wildfire Leaves Path of Destruction With Dozens of Homes Destroyed

The ongoing Hawk Fire has destroyed at least 32 homes since the blaze began on the outskirts of Reno, NV, on Saturday, leaving dozens of residents wondering what comes next. Ricardo Arrate is one of them. Arrate, 68, had lived on Peavine Mountain in northwest Reno for more than 20 years. When the fi
Why 45 homebuilding markets may not beat six high density ones

Why 45 homebuilding markets may not beat six high density ones

This analysis separates corporate scale, operating density, and production scale in costs, cycle time, and predictability
Veterans United promotes Jeremyah Grigery to CMO

Veterans United promotes Jeremyah Grigery to CMO

The move comes as the lender looks to expand education around VA home loan benefits
Builders FirstSource bets $25.3 million on AI build-cycle scale

Builders FirstSource bets $25.3 million on AI build-cycle scale

Digs investment aims to push BFS deeper into homebuilders’ end-to-end construction workflows
UWM launches Mortgage Matchup plugin for ChatGPT

UWM launches Mortgage Matchup plugin for ChatGPT

The tool helps users find independent mortgage brokers, run affordability math, and access calculators and education
EXCLUSIVE: AnnaLynne McCord Bought $1.7 Million L.A. Home Months Before Danny Cipriani Wedding—Which They Asked Fans To Fund

EXCLUSIVE: AnnaLynne McCord Bought $1.7 Million L.A. Home Months Before Danny Cipriani Wedding—Which They Asked Fans To Fund

"90210" alum AnnaLynne McCord purchased a picturesque $1.66 million Los Angeles home just five months before she wed former rugby player Danny Cipriani in a "bohemian" wedding held in the backyard of the property. McCord, 39, and Cipriani, 38, who have been in an on-again, off-again romance since 20
Federal agencies scrap Biden-era SPCP guidance

Federal agencies scrap Biden-era SPCP guidance

Interagency notice tells lenders not to rely on 2022 SPCP statement
Heat Dome Drives Record Temperatures and Higher Electric Bills

Heat Dome Drives Record Temperatures and Higher Electric Bills

A sprawling heat dome is driving record-high temperatures across the country—and with it, soaring power costs. In Phoenix—home to 1.7 million people and the country’s fifth-largest city—temperatures are expected to reach 113 degrees. By the end of the week, they will top 116 degrees, approaching rec
Dolly Parton Dies at 80: Music Legend Passes Away After Revealing ‘Hard’ Health Struggles at Home

Dolly Parton Dies at 80: Music Legend Passes Away After Revealing ‘Hard’ Health Struggles at Home

Music legend Dolly Parton has died at the age of 80, days after revealing that she had been dealing with undisclosed health issues at home. Parton—whose husband, Carl Dean, died in March 2025—passed away "peacefully" on Aug. 25 in her hometown of Nashville, TN, where the couple lived for decades, ha
New-Home Prices Plunge to 5-Year Low as Sales Falter

New-Home Prices Plunge to 5-Year Low as Sales Falter

Prices for newly built homes have hit their lowest level in five years, as homebuilders continue to grapple with weak buyer demand, newly released data shows. In July, the median sales price of new homes fell to $393,800, down 2.3% from the prior month and the lowest since July 2021, the U.S. Census
Home Values Firm Up as Chicago, New York, and Cleveland Post Big Gains

Home Values Firm Up as Chicago, New York, and Cleveland Post Big Gains

National home value growth modestly accelerated in June, extending May's momentum, driven by strong demand in the inventory-strapped Midwest and Northeast markets. The value of single-family homes as measured by repeat transactions rose 1.5% nationally in June compared to a year ago, up from a revis
The Hidden Housing Costs of Your ‘Sleep Divorce’

The Hidden Housing Costs of Your ‘Sleep Divorce’

Even if you’re in a happy, committed relationship, loud snoring, different schedules, tossing, turning, or disagreements over sleeping preferences may disrupt your sleep. As a result, you may opt for a “sleep divorce.” Believe it or not, this trend—which entails each partner sleeping in their own be
EXCLUSIVE: Sarah Michelle Gellar and Freddie Prinze Jr. Slash More Than Half a Million Dollars Off Price of L.A. Mansion

EXCLUSIVE: Sarah Michelle Gellar and Freddie Prinze Jr. Slash More Than Half a Million Dollars Off Price of L.A. Mansion

Sarah Michelle Gellar and Freddie Prinze Jr. have trimmed the asking price of their stunning California mansion by $700,000—just three months after listing the dwelling. Gellar, 49, and Prinze, 50, who wed in 2002 and share two children, paid $6.1 million for the five-bedroom, six-bathroom abode, wh
California Gov. Gavin Newsom Lists Sacramento Mansion for $7.5 Million as Speculation Swirls About Presidential Run

California Gov. Gavin Newsom Lists Sacramento Mansion for $7.5 Million as Speculation Swirls About Presidential Run

Outgoing California Gov. Gavin Newsom has put his Sacramento-area mansion on the market for $7.5 million as he prepares to end his two-term run—amid rumors that he is set to launch a presidential campaign ahead of the 2028 election. Newsom, 58, and his wife, Jennifer Siebel Newsom, 52, purchased the
Where ‘Affordability Refugees’ Are Moving as High Prices Push Them Out

Where ‘Affordability Refugees’ Are Moving as High Prices Push Them Out

Squeezed by sky-high home prices, buyers in expensive and midtier metros alike are increasingly looking beyond the horizon of their local market in search of greater affordability or better job prospects. Cross-market home searches on Realtor.com® topped 60% across the 100 largest U.S. metros this s
My Mom Is ‘Death Cleaning.’ What She Decided To Leave Me Was a Surprise.

My Mom Is ‘Death Cleaning.’ What She Decided To Leave Me Was a Surprise.

More than 1,700 readers had something to say after I wrote about the "Great Stuff Transfer"—the furniture, dishes, and everything else that will accompany trillions of dollars in wealth as older Americans pass their legacies on to younger generations. Some scoffed at heirs complaining about clearing
The real AI divide in the mortgage industry

The real AI divide in the mortgage industry

Q1 2026 origination costs averaged $11,898 while lenders earned $727, or 16 bps, in pre-tax production profit

EPIQUE NEWS LIVE

The mortgage industry is deploying AI backward

The mortgage industry is deploying AI backward

What lenders need to ask as they prepare for a multi-credit scoring model environment

What lenders need to ask as they prepare for a multi-credit scoring model environment

‘Summer House’ Star Danielle Olivera ‘Finally’ Brings Baby Son Aidan Home After He Spent 63 Days in the NICU: ‘Time to Move In’

‘Summer House’ Star Danielle Olivera ‘Finally’ Brings Baby Son Aidan Home After He Spent 63 Days in the NICU: ‘Time to Move In’

1 in 3 Homebuyers Say They Will Drop Their Mortgage Lender Over This Issue

1 in 3 Homebuyers Say They Will Drop Their Mortgage Lender Over This Issue

Joanna Gaines Reveals Peek Inside Her ‘Favorite Day of the Year’ With Her 5 Kids at Family’s Waco Farmhouse

Joanna Gaines Reveals Peek Inside Her ‘Favorite Day of the Year’ With Her 5 Kids at Family’s Waco Farmhouse

EXCLUSIVE: $18 Million Hotel-Inspired Miami ‘Sky Villa’ Aims To Woo Wealthy Buyers Away From Megamansions With Jaw-Dropping Amenities

EXCLUSIVE: $18 Million Hotel-Inspired Miami ‘Sky Villa’ Aims To Woo Wealthy Buyers Away From Megamansions With Jaw-Dropping Amenities

Colorado’s AI proposal raises new compliance questions for lenders

Colorado’s AI proposal raises new compliance questions for lenders

Retirees are experiencing a disconnect between net worth, cash on hand

Retirees are experiencing a disconnect between net worth, cash on hand

Private Island Mansion With Its Own Helipad and 5 Acres of Seabed Hits the Market in Florida Keys for $16 Million

Private Island Mansion With Its Own Helipad and 5 Acres of Seabed Hits the Market in Florida Keys for $16 Million

New home demand swoons even as sales prices hit a 5-year low

New home demand swoons even as sales prices hit a 5-year low

Nevada Wildfire Leaves Path of Destruction With Dozens of Homes Destroyed

Nevada Wildfire Leaves Path of Destruction With Dozens of Homes Destroyed

Why 45 homebuilding markets may not beat six high density ones

Why 45 homebuilding markets may not beat six high density ones

Veterans United promotes Jeremyah Grigery to CMO

Veterans United promotes Jeremyah Grigery to CMO

Builders FirstSource bets $25.3 million on AI build-cycle scale

Builders FirstSource bets $25.3 million on AI build-cycle scale

UWM launches Mortgage Matchup plugin for ChatGPT

UWM launches Mortgage Matchup plugin for ChatGPT

EXCLUSIVE: AnnaLynne McCord Bought $1.7 Million L.A. Home Months Before Danny Cipriani Wedding—Which They Asked Fans To Fund

EXCLUSIVE: AnnaLynne McCord Bought $1.7 Million L.A. Home Months Before Danny Cipriani Wedding—Which They Asked Fans To Fund

Federal agencies scrap Biden-era SPCP guidance

Federal agencies scrap Biden-era SPCP guidance

Heat Dome Drives Record Temperatures and Higher Electric Bills

Heat Dome Drives Record Temperatures and Higher Electric Bills

Dolly Parton Dies at 80: Music Legend Passes Away After Revealing ‘Hard’ Health Struggles at Home

Dolly Parton Dies at 80: Music Legend Passes Away After Revealing ‘Hard’ Health Struggles at Home

New-Home Prices Plunge to 5-Year Low as Sales Falter

New-Home Prices Plunge to 5-Year Low as Sales Falter

Home Values Firm Up as Chicago, New York, and Cleveland Post Big Gains

Home Values Firm Up as Chicago, New York, and Cleveland Post Big Gains

The Hidden Housing Costs of Your ‘Sleep Divorce’

The Hidden Housing Costs of Your ‘Sleep Divorce’

EXCLUSIVE: Sarah Michelle Gellar and Freddie Prinze Jr. Slash More Than Half a Million Dollars Off Price of L.A. Mansion

EXCLUSIVE: Sarah Michelle Gellar and Freddie Prinze Jr. Slash More Than Half a Million Dollars Off Price of L.A. Mansion

California Gov. Gavin Newsom Lists Sacramento Mansion for $7.5 Million as Speculation Swirls About Presidential Run

California Gov. Gavin Newsom Lists Sacramento Mansion for $7.5 Million as Speculation Swirls About Presidential Run

Where ‘Affordability Refugees’ Are Moving as High Prices Push Them Out

Where ‘Affordability Refugees’ Are Moving as High Prices Push Them Out

My Mom Is ‘Death Cleaning.’ What She Decided To Leave Me Was a Surprise.

My Mom Is ‘Death Cleaning.’ What She Decided To Leave Me Was a Surprise.

The real AI divide in the mortgage industry

The real AI divide in the mortgage industry